I feel the same way. I find the hamon made by contemporary swordsmiths to be far more interesting than at any other time of history. Who knows how many polishes a Kamakura sword has been through. In my non-expert opinion, koto swords feel lighter and swifter than newer swords because of the sheer amount of metal lost due to overpolishing. And since many tachi are koshi-sori that have been shortened, it alters the shape. It's just too bad that they're shadows of their former selves. I like modern swords in that they're the original shape they're intended to be and if you have the money, you can customize it any way you want.
As you mentioned, modern tosho have it hard since they can only make 2 katanas or 3 wakizashis a month but still have to charge enough to cover the cost of raw materials, support themselves and their families, and pay the other craftsmen involved in the sword making process. Adding to that I'd say that the apprentices have it just as hard since they're learning for 5+ years without pay and need seed money to the tune of $100k when they open their own shop. Not only that but the only time they get to practice making swords is after their master has finished his work for the day and they have to do household chores on top of that and not all of them will be good enough to make a living from making swords, some will have to get a second job yet they commit themselves to the craft anyway. AND there are few people in the world who have the cash to afford a new sword so their number of available customers is quite limited.
Joe, from whom have you commissioned swords from? It's hard finding good pictures of swords made by contemporary smiths.